US citizens have a tremendous advantage when purchasing items from a Canadian website such as DHR. The American Dollar is currently much stronger than the Candian Dollar. In a typical example, if you purchase items from our site and the total cost shows $200.00, this total is the Candian dollar price. Since you are paying in American dollars when you use your credit card, you must factor in the US exchange rate, as posted on our site. $200.00 Canadian, at a typical exchange rate of say 1.58, works out to only $126.58 US dollars. This would be the actual amount that will appear on your US credit card statement. Read to find out more about how banks determine the exchnage rate. The exchange rate posted is this morning's rate for selling US dollars at the Canadian Imperial Bank of Commerce, one of the Canada's "big 4" banks. The sell rate is applicable because when you purchase something with your American funds credit card your US dollars must be sold by your card issuing bank for Canadian dollars in order to complete the sale. The bank that issues your credit card will set the sell rate that you will be charged, which may not be exactly the same as the CIBC rate posted here. However, it should be close, and the rate posted here is only a guideline so you get an idea of the current rate of exchange between American and Canadian dollars. Anyone can see that it is very beneficial for US citizens to purchase in Canada lately, as the Canadian dollar has been trading near a 40 year low over the past several weeks and typically remains low against the US dollar. Aside from the rate itself, most credit card issuers will charge a percentage of the sale to convert your US dollars. This typically ranges from 1% to 3% but maybe higher or lower at your particular bank. To get the exact rate you will be charged, you must contact the financial institution that issues your credit card.